Eco 2011/24 Department of Economics Money Is an Experience Good: Competition and Trust in the Private Provision of Money

نویسندگان

  • Ramon Marimon
  • Juan Pablo Nicolini
  • RAMON MARIMON
  • JUAN PABLO NICOLINI
  • Pedro Teles
  • Fernando Alvarez
  • Huberto Ennis
  • Robert Lucas
  • David Levine
چکیده

We study the interplay between competition and trust as efficiencyenhancing mechanims in the private provision of money. With commitment, trust is automatically achieved and competition ensures efficiency. Without commitment, competition plays no role. Trust does play a role but requires a bound on efficiency. Stationary inflation must be non-negative and, therefore, the Friedman rule cannot be achieved. The quality of money can only be observed after its purchasing capacity is realized. In that sense money is an experience good. JEL classification: E40; E50; E58; E60

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تاریخ انتشار 2011